Steven Moro
Operations & Business Development | HUB International’s HUB Customer Central
Steven Moro is the Vice President, Operations & Business Development at HUB International’s HUB Customer Central (HCC) 600 seat national contact centre in Windsor, Ontario. Steven has been in the insurance industry for over 26 years and currently oversees operations and business development where he focuses on digital-first group programs and digitizing personal, commercial and specialty insurance products.
Two days after graduating with a Bachelor of Commerce degree, Steven entered the insurance industry as a help desk administrator with Compu-Quote (now Applied Rating Services) and spent his first eight years on the technology side of the industry. Steven then took the leap to the operations side of the industry where he has held a variety of progressive roles from Business Analyst through Director of Insurance Operations.
Throughout his career Steven has put a focus on continuous education. Having obtained his RIBO license (as well as licenses in several other provinces), Steven furthered his insurance knowledge by completing the CIP, FCIP and CRM programs and is currently a board member of the Insurance Institute SW-ON chapter.
LEGAL EXPENSE INSURANCE FOR EMPLOYERS
A FIRST FOR THE ONTARIO CONSTRUCTION INDUSTRY
Construction companies now have access to a unique, made-in-Canada insurance solution designed to allow employers to defend their supervisory employees who are facing regulatory charges.
Changes to Ontario’s Health and Safety Act have left the threat of prosecution hanging over the industry and led to a “chill effect” on its ability to attract supervisory staff.
Firms that are charged under the revised Bill 88 Health and Safety measures face significant fines that can shut the business down. The ability of contractors to defend themselves is limited and, as a result, many plead guilty because they simply cannot afford the legal costs.
That’s why an industry working group led by, HUB International, Fenn & Fenn Insurance and Thurston Consulting Services contacted ARAG Legal Solutions Inc. and developed a new insurance program that will allow employers to defend their supervisory personnel when facing charges under the revised Occupational Health and Safety Act.
“Even the safest contractor and their staff can be subject to life-altering fines or even jail time under the expanded penalties implemented in Bill 88,” said Clive Thurston, President of Thurston Consulting Services. “Health and Safety Legal Expense Insurance provides vital worker protection”.
Contractors who are committed to protecting their workers’ health and safety need to implement an OH&S management system such as COR, provide accident insurance through WSIB or WCB, and now Legal Expense Insurance. Together they provide a workforce with the tools required to work safely and be prepared for the unexpected.
Andrew Smith, M.A.Sc., P.Eng.
CMDC Atlantic Office| Masonry Design Engineer
Andrew Smith is a masonry design engineer in the Canada Masonry Design Centre Atlantic office. He is the author of the Atlantic Canada Multi-Residential Construction Cost Comparison Study and has been a key player in the promotion of loadbearing masonry as a structural system in Atlantic Canada as well as Quebec and Ontario. Andrew is a member of the technical committees of CSA Z797: Code of Practice for Access Scaffolding and contributed to the latest edition of the standard which has just finished its public review phase. Andrew is also a technical expert with MASS Software, participates in the development of multiple additional CSA Standards, and has developed an Atlantic Canadian high school masonry program that introduces over 1000 Atlantic Canada high school students to masonry every year.
Understanding compliance with access scaffolding regulations
Scaffolding on masonry jobsites has been around for a very long time. Getting the proper access to do our work can become one of the most difficult aspects of a project. Safety has always been the main priority for masonry contractors but CSA standards and provincial safety boards across the country have been rapidly overhauling the requirements. As masonry contractors it is important to stay up to date on all regulations in order to keep our workers safe, and keep the local authorities from shutting down jobsites and delaying our jobs. Andrew Smith from the CMDC Atlantic office will present some specifics of the upcoming changes to CSA Z797 that will specifically impact masonry contractors, provide some examples of what implementing the new training regulations will look like, and provide some clarity on specific examples where an engineered scaffold may or may not be required.